---
name: akshare-pledge-b2ebd6fd4108
description: "股权质押Skill - 提供质押比例查询、风险预警、解禁股提醒 via AkShare"
metadata:
  openclaw:
    requires:
      bins: ["python3"]
    install:
      - id: python-packages
        kind: pip
        packages: ["akshare", "pandas", "pyyaml"]
---

# SKILL.md - akshare-pledge

## 技能信息

| 属性 | 内容 |
|:---|:---|
| **名称** | akshare-pledge |
| **版本** | 1.1.0 |
| **分类** | 股权质押 |
| **状态** | ✅ 已上线 |
| **维护者** | FinClaw Core Team |
| **最后更新** | 2026-03-19 |

## 功能描述

股权质押Skill，提供A股上市公司股权质押比例查询、高质押风险预警、质押到期提醒、解禁股查询等功能。识别因股权质押可能引发的平仓风险。

## 触发意图

### 主要触发词
- "股权质押"、"质押比例"
- "高质押"、"质押风险"
- "解禁股"、"解禁"
- "平仓风险"、"爆仓"
- "质押到期"

### Few-shot 示例

| 用户输入 | 识别意图 | 调用函数 |
|:---|:---|:---|
| 茅台股权质押情况 | pledge_stock | pledge_stock.py --code 600519 |
| 高质押风险股票 | pledge_high | pledge_high.py --limit 50 |
| 最近解禁股 | pledge_unlock | pledge_unlock.py --days 30 |
| 质押比例多少？ | pledge_stock | pledge_stock.py --code 000001 |

## 数据源配置

| 数据类型 | 主要来源 | 备用来源 | 认证要求 |
|:---|:---|:---|:---:|
| 股权质押 | AkShare-交易所 | - | 无需 |
| 解禁股 | AkShare | - | 无需 |

## 质押风险等级

| 质押比例 | 风险等级 | 说明 |
|:---:|:---:|:---|
| <30% | 🟢 低风险 | 正常范围 |
| 30%-50% | 🟡 中风险 | 需关注 |
| 50%-70% | 🟠 高风险 | 警戒区，平仓风险上升 |
| >70% | 🔴 极高风险 | 极度危险，随时可能爆仓 |

## 功能列表

### 1. 个股质押查询
- **功能描述**: 查询个股股权质押详情
- **输入参数**: 股票代码
- **输出格式**: Markdown表格
- **数据源**: AkShare-交易所
- **数据时效**: 日频
- **使用示例**:
  ```bash
  python scripts/pledge_stock.py --code 600519
  ```

### 2. 高质押风险股票
- **功能描述**: 筛选质押比例较高的股票（风险预警）
- **输入参数**: 数量限制
- **输出格式**: Markdown表格
- **数据源**: AkShare
- **数据时效**: 日频
- **使用示例**:
  ```bash
  python scripts/pledge_high.py --limit 50
  ```

### 3. 解禁股查询
- **功能描述**: 查询即将解禁的股票
- **输入参数**: 天数范围
- **输出格式**: Markdown表格
- **数据源**: AkShare
- **数据时效**: 日频
- **使用示例**:
  ```bash
  python scripts/pledge_unlock.py --days 30
  ```

## 脚本清单

| 脚本名 | 功能 | 入口点 |
|:---|:---|:---:|
| pledge_stock.py | 个股质押查询 | ✅ |
| pledge_high.py | 高质押风险 | ✅ |
| pledge_unlock.py | 解禁股查询 | ✅ |

## 股权质押解读

### 什么是股权质押？
股东将持有的股票作为质押物，向金融机构借款。如果股价下跌，可能触发补仓或强制平仓。

### 风险传导机制
```
股价下跌 → 质押股票市值下降 → 触及预警线/平仓线
                                    ↓
                              股东需补仓或面临强制平仓
                                    ↓
                              大量抛售 → 股价进一步下跌
```

### 预警线和平仓线
| 质押比例 | 预警线 | 平仓线 |
|:---:|:---:|:---:|
| 一般情况 | 150% | 130% |
| 高比例质押 | 160% | 140% |

*注：质押率 = 借款金额/质押股票市值*

### 解禁股影响
| 解禁类型 | 影响 |
|:---|:---|
| 大股东解禁 | 可能减持，压力较大 |
| 机构配售解禁 | 视市场情况而定 |
| 员工持股解禁 | 一般影响较小 |

## 数据来源标注规范

```markdown
---
📊 **数据来源**: AkShare-交易所
⏱️ **数据时间**: 2026-03-19
📌 **质押比例**: 45.2%
📌 **风险等级**: 🟠 高风险
🔗 **原始来源**: 上市公司公告
🔧 **分析工具**: FinClaw v1.0
⚠️ **风险提示**: 股权质押风险高，需持续关注
```

## 依赖要求

```
akshare>=1.10.0
pandas>=1.3.0
pyyaml>=5.4.0
```

## 更新日志

| 版本 | 日期 | 变更内容 |
|:---|:---:|:---|
| 1.1.0 | 2026-03-19 | 符合FinClaw数据规范v1.0，新增风险等级划分 |
| 1.0.0 | 2026-03-13 | 初始版本 |

---

*本Skill遵循 FinClaw 数据规范 v1.0 | 数据来源强制标注 | 禁止训练数据编造*


---
Source attribution: aifinlab
Original project: https://github.com/aifinlab/FinClaw/blob/9e62862d1412157fa03ffd1f0b74969dcf0ed66c/skills/akshare-pledge/SKILL.md
License: Apache-2.0
License information: https://www.apache.org/licenses/LICENSE-2.0
Original upstream instructions; downloaded from Mega AI Hub.

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# Mega AI Hub resource metadata

Creator / publisher: aifinlab
Original project: https://github.com/aifinlab/FinClaw/blob/9e62862d1412157fa03ffd1f0b74969dcf0ed66c/skills/akshare-pledge/SKILL.md
Attribution basis: Source repository record

Fields of work: Finance & Accounting
Roles: Accountant, CFO / FP&A, Financial Analyst
Specialties: API
Tools: Akshare, Pandas, Pyyaml
Country applicability: Country not specified
Classification basis: Source catalog labels
Instruction SHA-256: ca72299f279b762ef347a0f25ac6b85ee55043f2b823b70a39b32961e830cedf
