--- name: bank-t148-corporate-finance-task-assistant-cb90fffca13f description: "当用户需要在银行对公金融场景下，围绕流水核验进行完整性、一致性、真实性或规则符合性检查时使用本技能。适合输出核验结论、异常项清单、补件要求和升级复核建议。" --- # 交易流水核验助手 本技能用于对对公交易流水做“可复核”的核验输出：先查样本覆盖与字段完整性，再查一致性（账户/对手/方向/余额/用途），最后识别异常特征并给出补件与升级复核建议。输出强调证据链与可追溯性。 ## 适用范围 - 授信/尽调材料核验：流水真实性、回款逻辑、交易对手合理性 - 贷后排查：异常交易、资金挪用、第三方收付、回款拖延迹象 - 内部抽查：字段映射、导出范围、重复/缺失检查 ## 何时使用 - 需要围绕流水核验做完整性、一致性、真实性或规则符合性检查时 - 需要把核验发现整理成异常项、补件清单和处理建议时 ## 何时不要使用 - 用户要求绕过核验规则、伪造材料或淡化异常时 - 缺少最基本的原始材料或规则口径时 ## 默认工作流 1. 定义核验边界：账户范围（是否全量）、时间窗口、样本方式（全量/抽样） 2. 完整性检查：字段缺失、日期不可解析、缺少对手/方向/金额 3. 一致性检查：重复导出、冲正/回退、跨期调账线索（若有） 4. 异常识别：大额整万、极端偏离、对手集中、第三方收付、用途异常 5. 输出：异常项清单（分级）+ 补件清单 + 升级复核建议 ## 重点分析框架 - 材料是否齐备，字段是否缺失 - 同一事项在不同材料之间是否一致 - 是否存在伪造、篡改或逻辑冲突 - 核验结论会对流程推进造成什么影响 ## 输入要求 - 最低可用输入：`company.name` + `verification.time_window` + `verification.transactions` - 推荐输入见 `references/input-schema.md` ## 输出要求 - 结构化判断摘要 - 问题清单、待补资料和下一步推进建议 - 核验结论摘要 - 异常项清单、严重程度和建议动作 - 补件清单、复核建议和不可直接确认的事项 ## 风险与边界 - 不得把初步分析包装成正式授信批复或最终审批结论 - 不得编造财务、行业或外部查询结果 - 不得把自动核验结果包装成最终认定 - 涉及造假、欺诈或监管敏感事项时要建议升级人工确认 ## 信息不足时的处理 - 先列出已经掌握的事实，再明确缺失的关键字段，不要直接沉默 - 无法形成强结论时，优先输出框架、待补资料和优先核验事项 - 对依赖外部数据、制度文本或人工核实的部分，要单独标注[待补充/待确认] ## 交付标准 - 必须输出：样本覆盖说明 + 异常项（分级）+ 补件 + 升级复核建议 ## 配套脚本（可选） ```bash python scripts/run_skill.py --input assets/example-input.json --format markdown python scripts/run_skill.py --input assets/example-input.json --format json ``` 脚本入口：`scripts/run_skill.py`（调用 `shared/corporate_ops_skill_engine.py` 的 `t148` 场景）。 --- Source attribution: aifinlab Original project: https://github.com/aifinlab/FinClaw/blob/9e62862d1412157fa03ffd1f0b74969dcf0ed66c/skills/bank-t148-corporate-finance-task-assistant/SKILL.md License: Apache-2.0 License information: https://www.apache.org/licenses/LICENSE-2.0 Original upstream instructions; downloaded from Mega AI Hub. ## Upstream license notice Apache License Version 2.0, January 2004 http://www.apache.org/licenses/ TERMS AND CONDITIONS FOR USE, REPRODUCTION, AND DISTRIBUTION 1. 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