--- name: clause-field-extraction-061615a276d2 description: 用于条款字段抽取的条款字段抽取原子 skill，适用于通用行业信息抽取场景。 --- # 条款字段抽取 Skill ## 数据来源 本 Skill 支持多种合同文档输入格式，核心数据来源包括： ### 1. 合同文档类型 - **贷款合同**：银行贷款合同、民间借贷合同 - **担保合同**：保证合同、抵押合同、质押合同 - **投资协议**：股权投资协议、债权投资协议 - **服务合同**：服务协议、委托协议 ### 2. 文档格式 - **PDF格式**：PDF格式的合同文档 - **Word格式**：Word格式的合同文档 - **图片格式**：扫描版合同图片 ### 3. 数据格式要求 - **文件路径**：本地文件路径或网络文件URL - **文件编码**：UTF-8、GBK、GB2312等 - **文件权限**：需要读取权限 ### 4. 条款类型 - **义务条款**：各方义务、履行义务等条款 - **责任条款**：各方责任、违约责任等条款 - **权利条款**：各方权利、行使权利等条款 - **条件条款**：生效条件、解除条件等条款 > 说明：本 Skill 不包含文档采集功能，需要用户提供合同文档文件。建议文档格式规范，以便进行准确的条款字段抽取。 --- ## 功能 本 Skill 提供全面的条款字段抽取能力，涵盖多种抽取功能： ### 1. 条款识别 - **条款定位**：定位合同中的条款位置 - **条款分类**：对条款进行分类和标签化 - **条款层级识别**：识别条款的层级结构 - **条款关联识别**：识别条款之间的关联关系 ### 2. 条款内容抽取 - **条款文本提取**：提取条款的完整文本 - **条款关键信息提取**：提取条款中的关键信息 - **条款条件提取**：提取条款的条件和约束 - **条款后果提取**：提取条款的后果和影响 ### 3. 条款字段抽取 - **主体字段**：抽取条款涉及的主体 - **时间字段**：抽取条款涉及的时间 - **金额字段**：抽取条款涉及的金额 - **条件字段**：抽取条款的条件和要求 ### 4. 条款标准化 - **条款名称标准化**：标准化条款名称 - **条款格式标准化**：标准化条款格式 - **条款内容标准化**：标准化条款内容 - **条款类型标准化**：标准化条款类型 ### 5. 条款验证 - **条款完整性验证**：验证条款的完整性 - **条款准确性验证**：验证条款的准确性 - **条款一致性验证**：验证条款的一致性 - **条款合规性验证**：验证条款的合规性 ### 6. 高级处理功能 - **条款映射**：映射不同合同格式的条款 - **条款对比**：对比不同合同的条款 - **条款分析**：分析条款的风险和影响 - **条款报告**：生成条款抽取报告 --- ## 使用示例 ### 输出示例 ```json { "source_info": { "document_id": "DOC001", "document_type": "loan_contract", "source_file": "loan_contract.pdf" }, "clauses": [ { "clause_id": "CLAUSE001", "clause_number": "第一条", "clause_title": "贷款金额和用途", "clause_type": "obligation", "clause_category": "loan_amount", "clause_text": "贷款人同意向借款人发放贷款人民币1000万元，用于生产经营。", "fields": { "subject": { "lender": "贷款人", "borrower": "借款人" }, "amount": { "value": 10000000, "currency": "CNY", "unit": "元" }, "purpose": "生产经营", "time": null }, "position": { "page": 2, "section": "第一条" }, "confidence": 0.98 }, { "clause_id": "CLAUSE002", "clause_number": "第二条", "clause_title": "贷款利率和期限", "clause_type": "condition", "clause_category": "loan_terms", "clause_text": "贷款利率为年利率4.35%，贷款期限为12个月。", "fields": { "interest_rate": { "value": 4.35, "unit": "%", "type": "annual" }, "loan_term": { "value": 12, "unit": "个月" } }, "position": { "page": 2, "section": "第二条" }, "confidence": 0.97 }, { "clause_id": "CLAUSE003", "clause_number": "第十条", "clause_title": "违约责任", "clause_type": "liability", "clause_category": "default", "clause_text": "借款人未按期还款的，应支付逾期利息，并承担违约责任。", "fields": { "default_condition": "未按期还款", "consequence": "支付逾期利息，承担违约责任" }, "position": { "page": 5, "section": "第十条" }, "confidence": 0.95 } ], "statistics": { "total_clauses": 20, "extracted_clauses": 18, "missing_clauses": 2, "average_confidence": 0.96 } } ``` --- ## 注意事项与限制 ### 1. 文档格式要求 - 标准格式合同抽取准确率较高 - 非标准格式可能影响抽取 - 扫描版合同需要OCR支持 ### 2. 条款识别准确性 - 标准条款格式识别准确率较高 - 非标准条款可能需要人工处理 - 复杂条款可能需要人工分析 ### 3. 字段提取准确性 - 明确标注的字段提取准确率较高 - 隐含字段可能需要上下文分析 - 复杂字段可能需要人工处理 ### 4. 法律术语 - 需要识别和理解法律术语 - 不同合同类型术语可能不同 - 需要建立法律术语词典 ### 5. 使用限制 - 本 Skill 不包含法律意见功能 - 抽取结果需要法律专业人士复核 - 复杂条款可能需要人工分析 --- ## 参考资料 - 见 references/ 目录中的相关文档，包括： - 条款字段抽取方法手册 - 法律术语词典 - 条款分类体系指南 - 性能优化指南 --- Source attribution: aifinlab Original project: https://github.com/aifinlab/FinClaw/blob/9e62862d1412157fa03ffd1f0b74969dcf0ed66c/skills/archive/clause-field-extraction/SKILL.md License: Apache-2.0 License information: https://www.apache.org/licenses/LICENSE-2.0 Original upstream instructions; downloaded from Mega AI Hub. ## Upstream license notice Apache License Version 2.0, January 2004 http://www.apache.org/licenses/ TERMS AND CONDITIONS FOR USE, REPRODUCTION, AND DISTRIBUTION 1. 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