--- name: just-fucking-cancel-e829f90c2734 description: "Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and helps you cancel with direct URLs and browser automation. Use when: 'cancel subscriptions', 'audit subscriptions', 'find recurring charges', 'what am I paying for', 'save money', 'subscription cleanup', 'stop wasting money'. Supports CSV import (Apple Card, Chase, Amex, Citi, Bank of America, Capital One, Mint, Copilot) OR Plaid API for automatic transaction pull. Outputs interactive HTML audit with one-click cancel workflow. Pairs with Plaid integration for real-time transaction access without CSV exports." attribution: Originally created by rohunvora (https://github.com/rohunvora/just-fucking-cancel) tags: - subscriptions - cancel - money - savings - finance - personal-finance - budgeting - recurring-charges - bank-transactions - csv-analysis - subscription-audit - subscription-management - plaid - fintech - money-saving - expense-tracking - dark-patterns - consumer-rights - automation - browser-automation - apple-card - chase - amex - mint - copilot - bank-of-america - capital-one - citi - credit-card - debit-card --- # just-fucking-cancel Analyze transactions, categorize subscriptions, generate HTML audit, help cancel. ## Triggers - "cancel subscriptions", "audit subscriptions" - "find recurring charges", "what am I paying for" - "subscription audit", "clean up subscriptions" ## Workflow ### 1. Get Transactions **Option A: Plaid API (recommended — no CSV needed)** If the user has Plaid connected (check for Plaid integration/API access): 1. Pull last 6-12 months of transactions via Plaid Transactions API 2. All accounts are automatically included — no manual export needed 3. Skip straight to Step 2 **Option B: CSV Upload** Ask user for bank/card CSV export. Common sources: - Apple Card: Wallet → Card Balance → Export - Chase: Accounts → Download activity → CSV - Amex: Statements & Activity → Download → CSV - Citi: Account Details → Download Transactions - Bank of America: Activity → Download → CSV - Capital One: Transactions → Download - Mint / Copilot: Transactions → Export ### 2. Analyze Recurring Charges Read CSV, identify recurring patterns: - Same merchant, similar amounts, monthly/annual frequency - Flag subscription-like charges (streaming, SaaS, memberships) - Note charge frequency and total annual cost ### 3. Categorize with User For each subscription, ask user to categorize: - **Cancel** - Stop immediately - **Investigate** - Needs decision (unsure, trapped in contract) - **Keep** - Intentional, continue paying Ask in batches of 5-10 to avoid overwhelming. ### 4. Generate HTML Audit Copy [template.html](assets/template.html) and populate: - Update header summary: - Scope line: "found N subscriptions · N transactions" - Breakdown: "Cancelled N · Keeping N" - Savings: yearly amount big, monthly in parentheses - Timestamp: current date - Add rows to appropriate sections (cancelled/investigate/keep) - Include notes from user responses Row templates in the HTML comments show the structure. ### 5. Cancel Subscriptions When user checks items and copies from floating button, they'll paste: `Cancel these: Service1 ($XX), Service2 ($XX)...` For each service: 1. Check [common-services.md](references/common-services.md) for cancel URL 2. Use browser automation to navigate and cancel 3. Update HTML row to cancelled status with date ## HTML Structure Three sections, auto-hide when empty: - **Cancelled** (green badge, strikethrough) - Done items, the win - **Needs Decision** (orange badge) - Has checkboxes for cancel selection - **Keeping** (grey badge) - No checkboxes, just reference Features: - Floating copy button appears when items checked - Privacy toggle blurs service names - Collapsible sections via header click - Dark mode support ## Cancellation Tips For difficult services, see [common-services.md](references/common-services.md): - Direct cancel URLs for 50+ services - Dark pattern warnings (gym contracts, phone-only) - Retention script responses - Credit card dispute backup ## Privacy All data stays local. Transaction CSVs are analyzed in-session only. --- Source attribution: kbarbel640-del Original project: https://github.com/kbarbel640-del/skills/blob/e7e336ac628c3e3bd771aff1aaa469c93778f94a/skills/chipagosfinest/just-fucking-cancel/SKILL.md License: MIT License information: https://opensource.org/license/mit Original upstream instructions; downloaded from Mega AI Hub. ## Upstream license notice MIT License Copyright (c) 2026 clawdbot Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions: The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software. THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE. # Mega AI Hub resource metadata Creator / publisher: kbarbel640-del Original project: https://github.com/kbarbel640-del/skills/blob/e7e336ac628c3e3bd771aff1aaa469c93778f94a/skills/chipagosfinest/just-fucking-cancel/SKILL.md Attribution basis: Source repository record Fields of work: Finance & Accounting, Marketing, Sales Roles: Business Development, Customer Success Manager, Financial Analyst, Growth Marketer, Marketing Analyst Specialties: API Tools: Amex, Apple Card, Bank Of America, Capital One, Chase, Citi, Credit Card, Debit Card, Plaid Country applicability: Country not specified Classification basis: Source catalog labels Instruction SHA-256: da3a2506db2dccbe9bc1a4360518d72ccd037e2b4549747b1c49ff870b7af844