---
name: recap-3e947735a3cc
description: Triggered by "monthly recap", "how did I do this month", "spending summary", "financial review", "weekly recap", "quarterly review", "year in review"
---

# Financial Recap

Generate a narrative financial review for any time period.

## Workflow

1. **Determine the period.** Parse `$ARGUMENTS` for the time span:
   - "this week", "last week" → weekly
   - "this month", "january", "jan 2025", "2025-01" → monthly (default if no argument)
   - "this quarter", "Q1", "Q1 2025" → quarterly
   - "this year", "2025", "year in review" → yearly
   - Any explicit date range works too

2. **Fetch summary data.** Call the `query` MCP tool with `compare: "prior_period"`:
   ```json
   { "period": "<detected_period>", "compare": "prior_period", "include": ["ratios", "anomalies", "accounts"] }
   ```
   (Use `start`/`end` if a specific date range was requested.)

3. **Fetch year-ago comparison.** For anything other than year-over-year, also fetch the same period from a year ago to account for seasonality:
   ```json
   { "start": "<same_period_last_year_start>", "end": "<same_period_last_year_end>", "include": ["ratios"] }
   ```
   For example, if reviewing February 2026, also fetch February 2025.

4. **Fetch recurring bills.** Call the `query` MCP tool:
   ```json
   { "recurring": true }
   ```

5. **Synthesize a narrative recap** covering:
   - **Headline numbers**: total income, total expenses, net cash flow, savings rate
   - **vs. prior period**: changes from the immediately preceding period (last week, last month, etc.)
   - **vs. same period last year**: seasonal context — note whether changes are normal for this time of year or unusual (skip this section for year-over-year recaps)
   - **Anomalies**: unusual transactions or spending spikes
   - **Recurring bills**: new, changed, or cancelled subscriptions/bills
   - **Key ratios**: any ratios returned in the summary (e.g. expense-to-income)
   - **Account balances**: current balances and changes

6. **Tone**: Stick to the facts. Report what happened without judgement — no "great job" or "you need to cut back." Just clear, plain-language observations. Skip categories with trivial amounts.


---
Source attribution: davepoon
Original project: https://github.com/davepoon/buildwithclaude/blob/a1103092fa571c032ae3e706433505ce0d6327bc/plugins/cashflow/skills/recap/SKILL.md
License: MIT
License information: https://opensource.org/license/mit
Original upstream instructions; downloaded from Mega AI Hub.

## Upstream license notice

MIT License

Copyright (c) 2025 davepoon

Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files (the "Software"), to deal
in the Software without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Software, and to permit persons to whom the Software is
furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all
copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
SOFTWARE.



# Mega AI Hub resource metadata

Creator / publisher: davepoon
Original project: https://github.com/davepoon/buildwithclaude/blob/a1103092fa571c032ae3e706433505ce0d6327bc/plugins/cashflow/skills/recap/SKILL.md
Attribution basis: Source repository record

Fields of work: Finance & Accounting
Roles: Accountant, CFO / FP&A, Financial Analyst
Specialties: API
Tools: Mcp
Country applicability: Country not specified
Classification basis: Source catalog labels
Instruction SHA-256: 1355eb121cb44eed48a8c428682ff12c2135a66212981d999575d5f1b8703c23