---
name: stock-dividend-559536ecca88
description: 'Analyze read-only dividend metrics for stocks via AIsa API. Provides yield, payout ratio, growth CAGR, safety score, income rating, and Dividend Aristocrat/King status without placing trades, making purchases, or managing brokerage accounts. Use when: the user needs market data, stock analysis, dividend research, or read-only financial data workflows.'
compatibility: Designed for Agent Skills compatible clients such as OpenClaw, Claude Code, Hermes, and GitHub-backed skill catalogs. Requires system binaries python3, environment variables AISA_API_KEY and internet access to api.aisa.one.
metadata:
  author: AIsa
  version: 1.0.2
  homepage: https://aisa.one
  repository: https://github.com/baofeng-tech/agent-skills
  tags: search,research,market,stock,aisa
  platforms: agentskills.io,agentskill.sh,github
  primary_env: AISA_API_KEY
allowed-tools: Read Bash Grep
---

# Dividend Analysis — AIsa Edition

Analyze dividend metrics for one or more tickers using the AIsa API. This is a read-only research helper: it does not connect to brokerage accounts, place orders, make purchases, or manage portfolios.

## Usage

```bash
python3 scripts/dividends.py JNJ
python3 scripts/dividends.py JNJ PG KO
python3 scripts/dividends.py JNJ PG KO --output json
```

### Arguments

- **Tickers**: One or more dividend-paying stock symbols. Inputs are validated before they are sent to the model.
- `--output json`: Append structured JSON summary

## Permission Boundary

- The only required secret is `AISA_API_KEY`.
- Requests go to `https://api.aisa.one/v1` by default.
- `AISA_BASE_URL` is optional and should only point to a trusted AIsa-compatible HTTPS endpoint.
- Do not provide brokerage credentials, trading passwords, cookies, or payment details. This skill has no purchase or order-placement workflow.

## Analysis Output

For each ticker, the analysis includes:

- **Core Metrics**: Yield, ex-date, frequency, last payment amount
- **Payout Analysis**: Payout ratio, FCF payout, coverage ratio
- **Growth**: 1Y, 3Y CAGR, 5Y CAGR, consecutive years of increases
- **Last 5 Annual Dividends** table
- **Safety Score (0-100)**: Based on payout ratio (25pts), FCF coverage (20pts), growth consistency (20pts), balance sheet (15pts), earnings stability (10pts), consecutive years (10pts)
- **Income Rating**: Excellent (80+), Good (60-79), Moderate (40-59), Poor (<40)
- **Dividend Aristocrat/King** status check

When multiple tickers are provided, a ranked comparison table is included.

**NOT FINANCIAL ADVICE.** For informational purposes only.


---
Source attribution: baofeng-tech
Original project: https://github.com/baofeng-tech/agent-skills/blob/6da0a55a3aa88f283251abe4392be1217ccb7b52/stock-dividend/SKILL.md
License: MIT
License information: https://opensource.org/license/mit
Original upstream instructions; downloaded from Mega AI Hub.

## Upstream license notice

MIT License

Copyright (c) 2026

Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files (the "Software"), to deal
in the Software without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Software, and to permit persons to whom the Software is
furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all
copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
SOFTWARE.



# Mega AI Hub resource metadata

Creator / publisher: baofeng-tech
Original project: https://github.com/baofeng-tech/agent-skills/blob/6da0a55a3aa88f283251abe4392be1217ccb7b52/stock-dividend/SKILL.md
Attribution basis: Source repository record

Fields of work: Finance & Accounting
Roles: Accountant, CFO / FP&A, Financial Analyst
Specialties: API, Backend, Design, Word Documents, Excel, Frontend, Git, Mobile, Stripe
Tools: Aisa Api
Country applicability: Country not specified
Classification basis: Source catalog labels
Instruction SHA-256: e14c0b31e77bfce23761e637eebd5f368fbca9c16703b91a9b36febde377a63f